Know every mortgage's balance, renewal date and deductible interest.
Canadian fixed-rate mortgages compound semi-annually, not monthly, and most spreadsheets get it wrong. Propvara calculates payments and the interest/principal split correctly, and keeps mortgages visible only to owners, never to managers or tenants.
Balance
$287,412
Rate
5.00% fixed
Payment
$1,744.81 / mo
Renews
Mar 1, 2027
Interest vs principal, 2026 to date
Renewal in 4 months · prepare lender pack
What it does
- Lender, original amount, rate, term, amortization and renewal date
- Payment calculation with Canadian semi-annual compounding
- Interest and principal recorded per payment; interest flows to the operating statement
- Visible to owners only. Property managers and tenants can't see financing.
- Renewal reminder 120 days out with a lender pack (rent roll, statements)Coming soon
- Variable-rate and HELOC trackingComing soon
Who it helps
Landlords
See interest paid this year for your T776, and get ready for renewal months ahead.
Accountants
Interest separated from principal on every payment.
Questions about this feature
Why does the payment differ from an online US calculator?
Most US calculators compound monthly. Canadian fixed-rate mortgages are conventionally compounded semi-annually, which gives a slightly lower effective rate. Try our mortgage payment calculator.
Can my property manager see my mortgage?
No. Mortgages are owner-only, enforced in the database, not just hidden in the interface.
Works well with
See your portfolio reconciled.
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